Dental Insurance?
Who is Taking Advantage of Who?
One must remember that insurance companies are in business to make a profit meaning they have to take in more than they pay out. They may have many phrases such as; Like a Good Neighbor, You’re in Good Hands, They are on your side but they are there to make a profit.
When they say Medicare Advantage Plans the advantage is with the insurance carrier as many find out. Recently there were two big hurricanes in Florida. Guess who’ll by paying on renewals in 2025 – everybody.
In dentistry dental insurance is usually obtained from your employer where you are part of a group. Since there are generally many employees and many only go to the dentist when they are in pain the insurance company makes money based on the numbers. If you try to get dental insurance on your own from the insurance marketplace you’re in for a surprise.
Only a person who goes to the dentist without insurance and suddenly finds they need a lot of treatment will proceed to the marketplace. The insurance companies realize this and when you apply your coverage will be very limited or delayed. They want you cleaned up on your dime before they will cover anything major.
Dental insurance companies take the attitude that if you brush and floss daily you will probably only need checkups, x rays and cleaning and this they can handle. Their best customer is one who pays and never visits the dentist.
Since most dental treatment is not life threatening and there are many with no teeth who can still function they believe any substantial dental treatment needed is the patient’s fault and you should pay. Most dental plans offer limited coverage so substantial treatment will max out your plan quickly.
At the dental practice of Dr Glenn Reit DDS here in Yorkville we have been dealing with dental insurance companies for decades. We know how they work and will be able to get you maximum coverage for your dental needs.
So, even if it’s only cleaning, come on down. We are always happy to meet new people and take care of their dental needs. Conveniently located on the Upper East Side at 1498 Third Avenue between 84th and 85th streets on the second floor of a five story brownstone we are here for you. Give us a call today at 212 517 9000 you and your teeth will be glad you did.
Looking for a Dentist in the Upper East Side?
At the practice of Glenn Reit DDS; we provide quality care in a relaxed, comfortable, clean and safe environment. Please contact us today at 212 517 9000 for this or any other of your dental needs. We look forward to seeing and taking care of you!